Freedom Tracker

Your gamified path to financial independence.

15%Total Payoff

Freedom: Apr 2029

3 Years, 2 Months remaining

rocket_launch12 months saved!
boltPowered by Velocity Banking
layers
Active

4

Velocity Chunks

savings
+12%

$12,405

Interest Saved

timelapse

1.2 Yrs

Time Shaved Off

account_balance

$6,000

HELOC Balance

Payoff Roadmap

#1 PRIORITYcredit_card

Chase Sapphire

$4,250 remaining

75% PaidEst: Jun '26
#2 QUEUEDdirections_car

Auto Loan

$32,450 remaining

33% PaidEst: Aug '27
#3 QUEUEDschool

Student Loan

$18,200 remaining

25% PaidEst: Apr '29
flag

FREEDOM

Debt Free Life

Target: April 2029

analyticsStrategy War Room

Advanced Payoff Simulations & Analysis

Velocity
Avalanche
Snowball

Current Plan

Baseline

Interest

$42.3k

Freedom

Oct 2031

Impact

-$0

auto_awesomeAI Velocity

Recommended

Interest

$29.9k

Saved $12.4k

Freedom

Apr 2029

2.5y sooner

Impact

+$450

$4.2k saved
Year 1
$3.8k saved
Year 2
$3.1k saved
Year 3
$2.1k saved
Year 4
$0.8k saved
Year 5

Strategy Efficiency

StrategyCostTime to $0AI Score
Velocity$29.9k3y 1m98
Avalanche$34.8k3y 8m85
Snowball$37.6k4y 2m72
savings

Total Interest Saved

$12.4k

vs. minimum payments

open_in_newView Full Analysisarrow_forward

Quick Entry

All entries flow through Velocity HELOC (7744)

$

Recent Activity

payments

Paycheck Deposit

Mar 14, 2026

+$2400.00
bolt

Velocity Chunk → Chase Sapphire

Mar 12, 2026

-$1200.00
lunch_dining

Chipotle

Mar 11, 2026

-$14.50